President Elect
Eric Christianson
Christianson Financial Services, Inc.
(805) 688-1010
ericcfs@earthlink.net

Secretary
Tracy Lopez
Washington Mutual
(818) 497-0749
Tracy.a.lopez@wamu.net

Immediate Past President
Michael Hahlbeck
Mariner Mortgage
(805) 489-6802
mhahlbeck@marinermortgage.net

Membership Chair
John Enholm
Axia Mortgage Group, Inc.
(805)680-0938
jenholm@hotmail.com

State Representative
Kirk DeClark
Mortgage One
(805) 541-5955 x115
kirk@mortgageonefinance.com

Treasurer 
Ryan Riemer
Arbor Home Mortgage
(805) 705-6222
ryanriemer@aol.com

Communications Chair
John Richards
First California Mortgage Company
(805) 975-6021
jrichards@fcmwholesale.com

Director
John Anderson
Residential Mortgage Corporation
(805) 686-2321
john@reloans.com